WHY USE MisterMedicare™?
The best reason to use MisterMedicare™ is that we help you get all the benefits you're entitled to under the current laws and regulations. And of course, we help you fill in the gaps (items not covered in Part A and Part B), that Medicare doesn't cover. Our goal is to help you maximize all of your Medicare benefits and show you how to get the most value from the numerous supplemental plans that are available to Medicare beneficiaries. Are you aware that many Medicare beneficiaries do not apply for all their benefits for the simple reason they're not aware of them? Have you heard about the exciting new changes in Medicare for 2013? Are you aware that Medicare and Social Security are different sides of the same coin, Medicare provides health benefits and Social Security provides income, and there are ways to increase both? Do you know how Medicare and Social Security work together? Are you familiar with several new supplemental plans that provide coverage that goes way beyond what the government offers? In a nut shell, are you receiving everything that you are entitled to receive? If you're not sure, shouldn't you be working with us?
Since the Medicare program began, beneficiaries have been able to make choices about their health care coverage. As a Medicare beneficiary, you have available to you an increasingly complex array of options beyond traditional Medicare fee-for-service and varying forms of supplemental coverage. How and when you choose among these options depends on a number of factors, including current financial situation, current health issues, family history of health issues and specific market conditions. The determinants of how supply and demand for health insurance meet in the marketplace are both national and local. They reflect the tension between Medicare as a national program and the reality that it is only at the local level that medical care is organized and delivered.
As a Medicare beneficiary, you have to make decisions. Yes, supplemental insurance and options for receiving care in managed care plans have been available to beneficiaries since the Medicare program began, but the array of choices for receiving Medicare and supplemental coverage has become both increasingly important for financial and health related reasons. Medicare beneficiaries face a complex array of health insurance options, including the traditional Medicare fee-for-service (FFS) program; various forms of insurance that supplement the traditional program; and alternatives to the traditional program such as managed care in the form of health maintance organizations (HMO), point of service plans (HMO-POS), private fee-for-service (PFFS), and preferred provider organization (PPO) plans. Which of these options, other than the nationally available FFS program, are available to beneficiaries depends on local market conditions. Which plan you choose or whether you decide to choose at all— depends on your access to good and reliable information about these options.
This is where we shine. Unlike your last insurance agent who worked for a big name insurance company or one of the smaller so-called "Independent Insurance Agencies", that only offer their company's products or a small group of products from a hand full of insurance companies that have been selected for the agent to sell. We work for you. No one company or individual dictates what we can or can't offer you. We make it our business to carry all insurance providers that offer real value to our clients. We're one of the few "real" independents, so you get the best protection at the lowest price if the insurance is similar. And we do all the work for you.
That's why it pays to work with MisterMedicare™. We carefully select the insurance companies we represent for their rates, the robust portfolio of their products, and their responsiveness to paying claims. By representing competing insurance companies, we have choices, which in turn, means you have more choices. Our insurance companies have to earn our recommendation. This forces them to work harder for your business. And competition can save you money, provide broader coverage, and deliver more value for your hard earned money. It also allows us to customize a health care plan specifically tailored around your personal needs and financial situation. You see, if a tailor only sells one-size-fits-all jackets, all you can get there is a one-size-fits-all jacket. But you just might be better off with a jacket that fits you, not anybody else. It may fit better. It may also keep you warmer.
We strive to build long-term relationships with our clients, providing you with competent financial advice, semi-annual policy reviews, and recommendations that match your changing needs over time. If Company A no longer fits your needs? We can move your contract to Company B. If Company C is offering better rates? We can set you up with Company C to take advantage better pricing for the same coverage.
And the best part? After you coverage is in place, we take the extra step to insure that you apply for all the benefits that you are entitled to under current laws and regulations!
As a Medicare beneficiary, you have to make decisions. Yes, supplemental insurance and options for receiving care in managed care plans have been available to beneficiaries since the Medicare program began, but the array of choices for receiving Medicare and supplemental coverage has become both increasingly important for financial and health related reasons. Medicare beneficiaries face a complex array of health insurance options, including the traditional Medicare fee-for-service (FFS) program; various forms of insurance that supplement the traditional program; and alternatives to the traditional program such as managed care in the form of health maintance organizations (HMO), point of service plans (HMO-POS), private fee-for-service (PFFS), and preferred provider organization (PPO) plans. Which of these options, other than the nationally available FFS program, are available to beneficiaries depends on local market conditions. Which plan you choose or whether you decide to choose at all— depends on your access to good and reliable information about these options.
This is where we shine. Unlike your last insurance agent who worked for a big name insurance company or one of the smaller so-called "Independent Insurance Agencies", that only offer their company's products or a small group of products from a hand full of insurance companies that have been selected for the agent to sell. We work for you. No one company or individual dictates what we can or can't offer you. We make it our business to carry all insurance providers that offer real value to our clients. We're one of the few "real" independents, so you get the best protection at the lowest price if the insurance is similar. And we do all the work for you.
That's why it pays to work with MisterMedicare™. We carefully select the insurance companies we represent for their rates, the robust portfolio of their products, and their responsiveness to paying claims. By representing competing insurance companies, we have choices, which in turn, means you have more choices. Our insurance companies have to earn our recommendation. This forces them to work harder for your business. And competition can save you money, provide broader coverage, and deliver more value for your hard earned money. It also allows us to customize a health care plan specifically tailored around your personal needs and financial situation. You see, if a tailor only sells one-size-fits-all jackets, all you can get there is a one-size-fits-all jacket. But you just might be better off with a jacket that fits you, not anybody else. It may fit better. It may also keep you warmer.
We strive to build long-term relationships with our clients, providing you with competent financial advice, semi-annual policy reviews, and recommendations that match your changing needs over time. If Company A no longer fits your needs? We can move your contract to Company B. If Company C is offering better rates? We can set you up with Company C to take advantage better pricing for the same coverage.
And the best part? After you coverage is in place, we take the extra step to insure that you apply for all the benefits that you are entitled to under current laws and regulations!